No annual fee $ 100 online cash rewards bonus after you spend at least $ 500 on purchases in the first 90 days of account opening Earn 1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs, and 3% on gas up to the first $ 2,500 in combined grocery/wholesale club/gas purchases each quarter. No changing categories and no expiration on rewards 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.24% – 23.24% Variable APR. 3% fee (min $ 10) applies to balance transfers. Get a 10% customer bonus every time you redeem your cash back into a Bank of America© checking or savings account If you’re a Preferred Rewards client, you can increase that bonus to 25% – 75%. Click “Apply Now” to learn more about Preferred Rewards.
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